Track Group Expenses Without the Mess
Managing shared expenses across a group should not require endless spreadsheets or awkward debt chasing. SplitCircle tracks every transaction, calculates net balances automatically, and simplifies multi-person payments into minimal transfers.
Why Group Expenses Get Complicated
When multiple people participate in group activities—like living in a shared flat, going on vacation, or organizing events—expenses happen continuously. Person A buys groceries, Person B pays the electricity bill, and Person C covers dinner. Over time, these cross-payments create an overwhelming web of circular debt.
SplitCircle eliminates this complexity by keeping a running chronological ledger where each member’s net balance is calculated automatically. You always know exactly where the group stands.
Key Capabilities for Group Expense Management
Debt Simplification
Our greedy minimum cash flow algorithm matches debtors with creditors to clear all balances in at most N - 1 payments.
Itemized Splits & Photos
Attach receipt photos and split costs equally, by exact figures, percentages, or dish-by-dish item assignments.
Direct QR Settlements
Settle up instantly with integrated digital wallet QR codes (eSewa, Khalti, Fonepay, UPI) or cash records.